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This demonstration module will allow you to become familiar with the course presentation. You will be able to read and hear the text. To move through the text, click on the arrows below  the text. Each page will have a question that you need to answer before proceeding.

Minimum Requirements for Participation in MoneySKILL

Microsoft Internet Explorer
Adobe Flash Player
Adobe Acrobat Reader

AFSAEF's mission is to help consumers realize the benefits of responsible money management, understand the credit process, and seek help if credit problems occur.

MoneySKILL IS Free!

MoneySKILL is a FREE online reality based personal finance course for young adults developed by the AFSA Education Foundation. This interactive curriculum is aimed at the millions of high school and college students who graduate each year without a basic understanding of money management fundamentals. The course is designed to be used as all or part of a grade for courses in economics, math, social studies or where personal finance are taught. Students experience the interactive curriculum as both written text and audio narration. In addition, frequent quizzes test their grasp of each and every concept. The 36-module curriculum, with pre- and post -tests, covers the content areas of income, expenses, assets, liabilities and risk management. A life simulation module asks students to project their own financial life expectancies in areas such as employment, housing, transportation, education, marriage, family and retirement. The life simulation allows students to incorporate the MoneySKILL personal finance concepts into their everyday lives, thus providing them with knowledge and skills that will last a lifetime.

A junior high/middle school version was released in 2011 consisting of 12 modules covering concepts on income, expenses, saving and credit.

MoneySKILL's special features:

  • It's free!
  • Available for use by teachers, parents, employers, government agencies and non-profit organizations.
  • Select specific modules and order of study for students' course.
  • Indicate a module retake score for students.
  • Add release date for student to begin module.
  • Records date student completed module.
  • View student answers to questions.
  • Recreate/duplicate modules used for a previous class.
  • Electronic grade book records each student's module test scores and course grade.
  • Import class roster into the electronic grade book.
  • Create certificate of completioin.




"I really do love this curriculum! It's so practical and yet in-depth with the materials it covers. I love the changes you made to it this year, as I am allowing the students to go back in and re-work their 5 lowest modules. This is helpful in terms of incentive for them, but also in terms of learning the material. This is "real life" stuff and I see some of our brightest students struggling with some of the most basic concepts of personal finance. Your curriculum has been very helpful in this regards." (April 2009) Joel Mishler, NorthWood High School, Elkhart, IN

"I want to thank the MoneySKILL creators for making it available for schools to use. I have incorporated these modules into my financial literacy class and they are great to use when students have finished their assignments and have time to work on a module. Working on a 13-week trimester, students are required to complete 17 modules the first 6 weeks and 17 the second 6 weeks. Also, when working on the modules at home, their parents are interested in what they are doing and this sparks dialogue with them about financial matters." (March 2009) Ken Krause, Business/Marketing NHS Advisor, Fitzgerald High School, Warren, MI

"I am really enjoying the MoneySKILL Web site. Great material that helps stimulate great conversations in my high school classes!" (September 2009) John Mitchell, Port Angeles High School, WA


Future teacher training sessions.
Please contact MoneySkill for more information:
Completed teacher training sessions.

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