MoneySKILL is a free online reality based personal finance course for young adults developed by the AFSA Education Foundation. This interactive curriculum is aimed at the millions of high school and college students who graduate each year without a basic understanding of money management fundamentals.

The course is designed to be used as all or part of a grade for courses in economics, math, social studies or where personal finance are taught. Students experience the interactive curriculum as both written text and audio narration. In addition, frequent quizzes test their grasp of each and every concept. The 34-module curriculum, with pre- and post -tests, covers the content areas of income, expenses, assets, liabilities and risk management. A life simulation module asks students to project their own financial life expectancies in areas such as employment, housing, transportation, education, marriage, family and retirement. The life simulation allows students to incorporate the MoneySKILL personal finance concepts into their everyday lives, thus providing them with knowledge and skills that will last a lifetime.

MoneySKILL's special features:

• It's free!
• Available for use by teachers, parents, employers, government agencies and non-profit organizations.
• Select specific modules and order of study for students' course.
• Indicate a module retake for students.
• Add release date for student to begin module.
• Records date student completed module.
• View student answers to questions.
• Recreate/duplicate modules used for a previous class.
• Electronic grade book records each student's module test scores and course grade.
• Import class roster into the electronic grade book.

"My students are so engaged. When I discuss MoneySKILL in class, the students nod in approval -- that's a "thumbs up" for me and your course. As a teacher, I find this is excellent information presented in a user friendly manner. The MoneySKILL course is a powerful asset to educators. My students are enjoying the learning process! Thanks so much for being out there for our teaching needs." (April 2010) Janice Lange, Madison Metropolitan School District, Madison, WI

“I highly recommend the MoneySKILL course for teachers and students alike.  Students learn by applying financial concepts to real life situations.  The format for the student is easy to understand and allows for a student to retake assessments until they feel comfortable with their performance.  MoneySKILL is also an asset for teachers.  The grade book is easy to export and is updated frequently.”  (March 2010) Mary Campbell, Ravenwood High School, Brentwood, TN

"I just wanted to write and thank you for this wonderful tool! It has been a terrific supplement to the curriculum I use for my Personal Finance classes. I would recommend this site to every student in the US!"  (February 2010) Randy Gettens, Butler Senior High School, Butler, PA

"I am really enjoying the MoneySKILL Web site.  Great material that helps stimulate great conversations in my high school classes!"  (September 2009) John Mitchell, Port Angeles High School, WA

 "I commend the AFSA Education Foundation, the University at Buffalo School of Management and M&T Bank in coming together to create and offer such a worthwhile financial literacy program.  My students not only enjoyed the computerized interaction, but they expanded their business knowledge tremendously.  This program truly makes a positive difference in classroom instruction and assists in the retention of business knowledge for ALL students."  (June 2009) Patrick J. Cook, Jr., Lackawanna High School, NY 

"Thanks again for the great curriculum and the easy delivery method.  Your technical support has been top notch as well!"  (May 2009) Trish Howison, City Charter High School, Pittsburgh, PA 

"I really do love this curriculum! It's so practical and yet in-depth with the materials it covers. I love the changes you made to it this year, as I am allowing the students to go back in and re-work their 5 lowest modules. This is helpful in terms of incentive for them, but also in terms of learning the material. This is "real life" stuff and I see some of our brightest students struggling with some of the most basic concepts of personal finance. Your curriculum has been very helpful in this regards."   (April 2009) Joel Mishler, NorthWood High School, Elkhart, IN 

"I just wanted to say that this is such a great site! It's hard for teachers to find applicable and organized information that we can present to the kids in a way that they can relate to -- MoneySKILL does this -- plus it's a free site for educators and that is so appreciated, especially today with money being so tight and the schools cutting back so much! Thank you for all that you have done, MoneySKILL is a great site and I will continue to use it for as long as I teach personal finance."  (April 2009)  Tiffany York, Phoenix High School, Phoenix, OR  

"I want to thank the MoneySKILL creators for making it available for schools to use.  I have incorporated these modules into my financial literacy class and they are great to use when students have finished their assignments and have time to work on a module.  Working on a 13-week trimester, students are required to complete 17 modules the first 6 weeks and 17 the second 6 weeks.  Also, when working on the modules at home, their parents are interested in what they are doing and this sparks dialogue with them about financial matters." (March 2009)   Ken Krause, Business/Marketing NHS Advisor, Fitzgerald High School, Warren, MI